Ni.topback365.club is on the list of recently launched investment platforms that have promised to pay users who invest. They claim to offer different opportunities for individuals who are looking for financial support.
Although many people have questioned whether this platform is actually doing what it promised to do, that’s why I compiled this review. In this content, you will discover everything about the website, how to register, earn, and whether it is legit or not.
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About Topback (ni.topback365.club)
Topback claims to be an investment project that was built with users’ preferences at heart. As of when I’m compiling this content, the website is very new and active. Many users are actively using the platform but want to learn more about it.
Well, there’s a new pattern of earning that was introduced on this project, which has made it unique, unlike other investment platforms. The platform rewards a new user with 1,000 naira immediately after completing registration, and also gives them a free intern product to earn from for 28 days.
The least amount to invest costs 4,000 naira, which will, in turn, pay the user 240 naira daily (6%) for 60 days. Other investment plans that cost more pay higher income daily, and users can also earn through referral bonuses.Â
How To Register For TopbackÂ
For you to join this platform, you need to have gotten the website’s official registration link from a friend or by clicking on their website link, and then you proceed. You will be asked to provide some personal details during the registration phase.
Well, for this platform, you will be asked to only provide your phone number and a preferred password you will use to access the website. When you fill in the two options correctly, you can click on the register button below the page to complete the registration process.Â
Ways Of Earning On The PlatformÂ
The platform made available two basic ways to make money with their website, and they will be discussed below.
1. Earn By InvestingÂ
Of course, it is an investment project, so earning through investment plans is the primary thing users have been compelled to do. Investment products that are being sold on the website cost between 4,000 naira and 2,000,000, which is level 2 to level 10, and a percentage difference of 6% to 14%.
For example, when you purchase a level 3 investment product, which costs 10,000 naira, you are entitled to earn a cashback of 7% daily, which is 700 naira for 120 days. It means you will accumulate a total of 84,000 naira at the end of your product’s validity period.Â
To make money on this platform swiftly, one must be ready to risk a certain amount by investing or else become an ordinary member who continually uses the intern product, which is free for only 28 days, and ends up earning just 1,500 naira.Â
2. Earn Through ReferralsÂ
The second option of earning money on this website is through a referral program. Just like other investment platforms, Topback is also claiming that users who share their referral links to prospective investors will get paid once the new member purchases an investment product.Â
Users will receive commission based on the level of their invited members. For level 1(which is a direct invitation), the user will receive a 12% commission from whatever investment plan the new member buys. While the level 2 will pay he or she 2%, and 3% for level 3, respectively. Â
Payments & Withdrawals on TopBack
All payments are processed through bank transfers, and users are advised to always correctly copy the account number they see on the recharge page before making transfers. Deposits can be made anytime of the day, arrival is between 5-10 minutes after the deposit, and the minimum top-up amount is 3,000 naira.Â
Users only request a withdrawal when they have reached the minimum withdrawal threshold, which is 1,000 naira. Users can’t withdraw their registration bonus unless they have invested. Withdrawal hours are daily from 9:00 AM to 5:00 PM, funds will arrive within 1-12 hours, and the withdrawal fee is 10%.
Is Topback Legit Or Not?
No, Topback can’t be considered a fully legit investment website because it operates just like a Ponzi scheme platform. The pattern of only paying users when they invest indicates that it is another Ponzi website in disguise.
This platform claims it’s creating earning opportunities for young individuals who are looking for financial help, but in reality, they are using the same funds paid by Mr A to pay Mr B, and in order to keep the cycle going, they need these individuals to invite more people into the platform.Â
I’m very positive that many individuals will still want to join, and earn money, but one thing I would like to advise you is that, do not be too gullible, and end up breaking your account in order to purchase an investment product, only deposit what you can afford to lose.Â
ConclusionÂ
Topback might have promised to pay users handsomely, but these “get rich quick” types of platforms are always unable to keep their word. They may be able to pay some early users on the platform, and end up folding when more people join; it’s just a matter of time.
As a young man or woman who has an interest in learning more about online investment platforms, I advise that you join our WhatsApp group chat or Telegram channel for more information on the trending online platforms that pay.Â
