Online investment platforms are becoming more popular in Nigeria, and one of the names currently getting attention is Trade AI, also known by their URL as trading.forum. The platform claims to use artificial intelligence (AI) to help users earn money by trading digital assets automatically.
In this review, we’ll look at how Trade AI works, how it says users can make money, and whether it appears to be a safe platform to invest in. Since many online platforms promise steady profits and financial freedom, it’s important to understand how they actually operate before putting your money into them.
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About Trade AI (Trading.forum)
Trade AI describes itself as a leading global fintech company. They claim to specialise in quantitative trading, which is basically a fancy way of saying they use computer programs and big data to buy and sell digital assets automatically.Â
The platform says it operates 24/7, allowing its AI-driven models to identify market trends and execute trades without any human help. These automated features are directly tied to their VIP plans, where users essentially pay to activate these AI strategies to earn a daily profit.
How To Join Trade AI
Creating an account on Trade AI is not difficult to wrap your head around. To register, enter your phone number, create and confirm your password, and then type in the verification code displayed on the screen. You’ll also need to provide an invitation code. Once you’ve filled in these details, click “Register Now” to create your account.
How Users Make Money On Trade AI
Trade AI offers a few different ways for users to grow their balances, mostly centred around investing money to unlock higher earning potential.
1. Invest To Earn
The main way to earn on the platform is by upgrading to one of its VIP investment plans. New users can start with the free VIP0 trial, which claims to pay a total of ₦600 over 3 days without requiring any deposit.Â
After that, you’ll need to upgrade to a paid plan to continue earning. VIP1 costs ₦18,000 and promises ₦600 every day, while VIP5 requires an investment of ₦2.42 million and claims to pay ₦96,800 daily. The highest plan is VIP9, which costs ₦40 million and promises an astonishing ₦1.6 million every day.
They also offer a Wealth Fund, which works like a staking program. You can lock up money in plans like the Solana Mine for 100 days to get a 9.9% profit, or a shorter BNB staking plan for 3 days with a 5% return.
2. Referral Program
Trade AI uses a 3-level commission system to encourage users to bring in their friends. If you invite someone directly (Level 1), you get a 12% commission on their earnings. You also get 3% from the people they invite (Level 2) and 1% from the next level down (Level 3).
Payment & Withdrawal
To start earning beyond the trial, you have to fund your account through a Recharge. The platform supports payment methods like TradAI Lpay, Wpay, and Nkpay. The minimum deposit is 2,000 NGN, and the platform claims there are no handling fees for depositing money.
When you’re ready to take your money out, you use the withdrawal section. You are required to bind a bank card to your account and set up a fund password for security. There are preset withdrawal amounts you can choose from, starting as low as 2,000 NGN and going up to 1,000,000 NGN.
Is Trade AI Legit Or Not?
No, Trade AI does not look like a fully legit investment platform. The way the business is set up raises some doubts about whether it can really last. The unrealistic return on investment is one of the questions it raises.Â
For instance, the VIP 9 plan claims you can earn over 576 million NGN in a year from a 40 million NGN investment. In the real financial world, guaranteed daily returns like this are virtually impossible to sustain through actual trading.
The business model also relies on a multi-level referral system, which is a sign of a Ponzi-style platform. It looks like the money paid by new members joining the VIP levels is likely used to pay the daily earnings of older members.
Conclusion
Trade AI is a platform that claims to offer easy wealth through AI-driven trading, but it functions more like a high-risk deposit-based scheme. It uses a VIP structure that requires users to pay large sums upfront for the promise of high daily returns and bonuses for recruiting others.Â
Because the promised profits are so high and the ownership is unclear, you should be very careful and understand that your money is likely at high risk if you choose to participate.Â
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