One of the newer platforms making rounds online is called Clover Adopts A Cow, a platform hosted at cloveradoptsacow.com. There are many other websites and apps out there that claim you can earn money just by investing in them. Some offer daily profits, others promise high returns over a few weeks.
In this review, we are going to take a close look at how this platform works, how people are supposed to make money from it, and whether it is something you should consider putting your money into. We will look at the investment packages, the referral system, and the withdrawal process, sharing my honest thoughts on it.
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About Cloveradoptsacow.com
Clover Adopts A Cow, or Clover, claims to be a platform where users invest in dairy-related packages and receive daily profits from those investments.
The platform is web-based, meaning users access it through a mobile browser rather than an official app store download. Upon signing up, users are given a registration bonus and then encouraged to invest in various packages to start earning a daily income.
How To Join Clover
Signing up on the platform is straightforward. The first thing to do is get an official registration link from an existing user or our social media admins that will get you to the registration page.
On the registration page, enter your phone number, create a login password and confirm it by entering it a second time, set a security password as well. If you were referred by someone, enter their referral code in the referral field. Finally, click the “Register” button to complete the registration process.
How Users Make Money With Clover Adopts A Cow
1. Invest To Earn
Clover Milk Investment Packages: The first earning method is through the Clover Milk Investment Packages. Here, users invest in Clover-branded packages called Clover Milk 1 through Clover Milk 12. Each package has a price, a daily profit, an investment period, and a total profit.
Clover Milk-1 is priced at 5600 NGN, it returns a daily profit of 1000 NGN and spans for 25 days. At the end of 25 days, a total profit of 25000 NGN is actualised. Clover Milk-2 is priced at 15600 NGN; it has a daily profit of 3000 NGN for a duration of 30 days.
A user gets a total profit of 90000 NGN at the end of the 30-day duration. The higher the money used to purchase a plan, the higher the daily profits and duration. The available income plans presently on the platform are Clover Milk 1, 2, and 3.
To adopt 1 cow, a deposit of 10000 NGN is required, and this investment plan earns you a profit of 5000 NGN daily for 4 days and a total profit of 20000 NGN. Each plan increases in cost, profit and duration. Not all Adopt a Cow packages are yet available for purchase.
2. Referral Commissions
The platform has a 3-level referral commission system. When you share your referral link or code, and someone joins and invests through it, you earn a percentage of what they invest:
Level 1 referrals (people you directly invite): 20% commission, Level 2 referrals (people invited by your Level 1): 3% commission, Level 3 referrals (people invited by your Level 2): 2% commission. The platform claims that referral commissions can be withdrawn instantly without any restrictions.
Payments & Withdrawals on Clover
To fund your account, you go to the Recharge section. Select from the available recharge amount as provided by the system. The minimum recharge is 5,600 NGN.
Payment methods include Pay-H (marked as a popular option), Pay-K, Pay-N, Pay-G, and Pay-S. Recharge is available 7 days a week, 24 hours a day.
To withdraw earnings, users need to link their bank account to the platform. Users are to fill in their Real Name, Bank, and Bank Account Number. Minimum withdrawal is 1,000 NGN, withdrawal hours are between 0:30 AM and 5:00 PM and a withdrawal tax fee of 15%.
After making a withdrawal, users are encouraged to share the confirmation message on their social media. A user will receive a higher commission once someone joins through that share.
Is Clover A Legit Website Or Not?
Clover has a lot of features common to Ponzi scheme-style platforms, and that is why it is not considered legit. Like the profit it promises, it is extremely high here. For example, Clover Milk 1 costs 5,600 NGN and promises 25,000 NGN in total profit over 25 days.
No legitimate dairy investment or real business can sustain those kinds of returns. There is a 15% withdrawal tax. This means if you try to take out your money, a significant portion is immediately deducted.
Combined with the restricted withdrawal hours and the minimum withdrawal amount, it is not as easy to take your money out as the platform implies. Taking this into consideration, Clover shows several red flags that are common in investment scam platforms. We cannot call it a verified legitimate platform based on what is available.
Conclusion
Clover is an online platform that uses the branding of a well-known dairy company to attract users in Nigeria. It offers a registration bonus of 600 NGN, investment packages with daily profits, a cow adoption feature, and a 3-level referral system.
If you are going to try this platform, please only put in money that you can genuinely afford to lose. You can freely join our WhatsApp group chat or Telegram channel for more information about platforms that pay.
